Expand your investment portfolio into commercial real estate with our comprehensive Commercial Loan Programs. We've partnered with leading national lenders to bring you flexible financing solutions for income-producing properties and strategic acquisitions. Whether you're seeking long-term stability or short-term opportunity capital, our expertise connects you with the ideal commercial financing solution.
Small Balance Commercial Loans
Secure long-term, fixed-rate financing for stabilized commercial properties through our premier lending partners. Perfect for investors building equity through amortization while maintaining predictable payment schedules.
Program Requirements:
- Minimum Credit Score: 660
- Loan-to-Value (LTV): Up to 80%
- Debt Service Coverage Ratio (DSCR): 1.20x minimum
- Interest Rates: Starting at 6.75%
- Loan Term: 25-30 Year Amortization (5/1, 7/1, 10/1 ARMs)
Program Highlights:
- Loan Amounts: $500,000–$5,000,000
- Property Types: Mixed-Use, Office, Retail, Industrial, Self-Storage, Multi-Family (5+ Units)
- Special Features: Non-Recourse Options Available, Assumable Loans
Key Advantages:
- Stable Long-Term Financing: Lock in competitive rates to protect your investment
- Cash Flow Focused: Underwriting based on property performance, not personal income
- Maximum Leverage: Competitive LTVs to help preserve your capital
- Portfolio Growth: Ideal for expanding your commercial property holdings
Commercial Bridge Loans
Access short-term, flexible financing for value-add opportunities and property repositioning through our specialized lending network. Perfect for investors needing quick capital for acquisitions or rehabilitation projects.
Program Requirements:
- Minimum Credit Score: 660
- Loan-to-Value (LTV): Up to 75%
- Debt Service Coverage Ratio (DSCR): 1.00x minimum (future DSCR considered for value-add)
- Interest Rates: Starting at 8.50%
- Points: 1 - 2%
Program Highlights:
- Loan Amounts: $500,000–$15,000,000
- Loan Term: 12-36 months with extension options
- Property Types: Office, Retail, Industrial, Hotels, Multi-Family (5+ Units), Special Purpose
- Special Features: Interest-Only Payments, No Prepayment Penalties
Key Advantages:
- Speed & Flexibility: Close quickly on unique or time-sensitive acquisitions
- Value-Add Focus: Loans structured based on the future potential of the asset
- Seamless Transitions: Perfect bridge to long-term permanent financing
- Opportunity Capital: Don't miss promising investments while waiting for long-term financing